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Choice Savings

Are you looking for a savings account that gives a little more? Choice Savings offers a variety of kick-backs, rewarding you for your financial savvy. Benefits include:

  • All the great rewards with Choice Checking
  • Pays Interest Quarterly
  • Free ATM Card
  • Online Combined Statements
Have a question? Contact us.

Basic Savings

Our Basic Savings account is a perfect way to begin saving!

Benefits Include:

  • Pays Interest Quarterly
  • Online Banking
  • Live Phone Support
  • Free ATM Card
  • Online Combined Statements

Everyday IRA

Our Everyday IRA account is a start to a progressive retirement plan!

In conjunction with a Home Federal account, a $25 monthly contribution will be made, bringing you a step closer to a comfortable retirement!

Money Market

Best if you need: Premium rates and easy access to your money with the option to write checks

Minimum Opening Deposit:   $20,000
Minimum Daily Balance:   $20,000
Extras:   Pays Higher Interest Monthly
Live Phone Support
Free ATM Card
Online Combined Statement
Internet Banking:   Free Internet Banking
Free eStatements
Free Bill Pay
Compatible with personal finance software

 

CDs

Earn our most attractive fixed savings rates, in exchange for keeping your money in the bank for a specific period of time. Typical CD terms can range from 90 days up to five years.

CDs are an attractive option if you have longer term plans for using your money. That's because withdrawals from your CD cannot be made until maturity (there may be a penalty for early withdrawal). CDs also allow you to automatically reinvest within a seven-day grace period.

Unlike some other investments, CDs are insured up to $250,000 by the FDIC per account holder. Contact one of our branch representatives for ways to increase your coverage.

 DescriptionPays Interest**ATM CardMinimum Balance to Open
Choice Savings*** There is no minimum daily
requirement on the Choice Savings -
must have Choice Checking and $10
monthly automated transfer
Quarterly Yes $25*
Basic
Savings
This account includes many extra
services including an ATM card and
online banking
Quarterly Yes $50*
Prestige
Money
Market
This account offers a prestigious way
to save for your future
Monthly No $1000
Money
Market
Savings
This account offers a great way
to save for your future
Monthly No $20000

All Home Federal Savings and Money Market Accounts Offer:

  • Free Online Banking with e-Statements
  • Free transactions at Home Federal and Kwik Trip/Kwip Star ATMs
  • Online Combined Statement

*Customers under the age of 21 are exempt from the minimum opening and minimum average daily balance requirement and therefore shall not be charged a fee.

**Refer to current rates and yields schedule

***Must have a regular monthly transfer of $10 or more to your Choice Checking Account

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